Margaret Hobbie

For the Next Chapter of Your Life
Call me today at (607) 220-5334 Licensed Associate Real Estate Broker, Howard Hanna Real Estate Services

News

Millenial Buying Power Poised to Boost Homeownership

In a recent article in Realtor Magazine Mark Fleming, Chief Economist of First American Financial Corporation, noted "The largest group of millennials by birth year will turn 30 in 2020, which puts them entering their prime homebuying years". The article continues to...

Mortgage Debt

Is Mortgage Debt out of Control? The housing crisis of the last decade was partially caused by unhealthy levels of mortgage debt. Homeowners were using their homes as ATMs by refinancing and swapping their equity for cash. When prices started to fall, many homeowners...

Private Mortgage Insurance

What You Need to Know About Private Mortgage Insurance (PMI) Whether it is your first time or your fifth, it is always important to know all the facts when it comes to buying a home. With the large number of mortgage programs available that allow buyers to purchase...

A Tale of Two Markets

A Tale of Two Markets [INFOGRAPHIC] Some Highlights: An emerging trend for some time now has been the difference between available inventory and demand in the premium and luxury markets and that in the starter and trade-up markets and what those differences are doing...

The Cost of Renting Versus Buying This Spring

From Keeping Current Matters: The Cost of Renting vs. Buying This Spring [INFOGRAPHIC] Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today...

Ten tips to Make Your House Feel Like Home to Buyers

Clean everything!  A clean home will let buyers picture themselves in the space and not distract them. Give every room a purpose -- even if you used it as a bonus room, giving it an identity will help buyers. Let the light in.  Bright rooms feel warm and inviting,...

Ten Tips to Improve Your House’s Curb Appeal

 Give your entry a facelift with either a new coat of paint or a new front door.  Don't forget to landscape your yard.  A well groomed lawn shows buyers that the home was taken care of.  Make sure all exterior lights are in working order and replace all outdoor light...

Seven Things to Avoid after Applying for a Mortgage

Here is a list of seven things you should not do after applying for a mortgage!  Some may seem obvious, some may not.  Don't change jobs or the way you are paid at your job.  Your loan officer must be able to track the source and amount of your annual income.  If...

New Smoke Detector Rules

As of April 1, 2019, all new or replacement smoke detectors in New York State must be powered by a ten-year, sealed, non-removable battery or hardwired to the home.  The new law does not require all smoke detectors to be in compliance, just ones that are being...

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